Tom and Linda are thirtysomethings living in Belgium, along the French border. He is a policeman, she is a beautician, and they are on the verge of bankruptcy. Caught between a rock and a hard place, they embark on a get-rich-quick life insurance scam in an attempt to give themselves a fresh start someplace sunny. Their plan is going pretty well … until everything goes wrong, when Philippe, a French gendarme with whom Linda has an affair starts to investigate…